Contact
Get in touch with Rahul
Phone, text, WhatsApp, or book a 15-min call. We work evenings and weekends.
Three fastest ways to reach me
The fastest way depends on what you need. If your question is short — a rate check, a quick "does this scenario work?", or an update on a file in flight — text or WhatsApp 902-223-8003 and you'll usually hear back within minutes during business hours. If you'd rather walk through your situation properly, book a free 15-minute call on Calendly and you'll get Rahul's full attention at a time you've picked. Prefer voice but don't want to schedule? Call direct and you'll either reach Rahul live or get a callback the same day. All three land with him personally — no call centre, no junior, no triage queue.
OR send a message
Visit the office
1746 Bedford Hwy Unit 102
Bedford, NS B4A 1G2
By appointment
- Mon–Fri:
- 8am – 8pm
- Weekends:
- 10am – 6pm
- Evenings:
- Welcome
How we communicate
Rahul answers his own phone. When you call, text, or WhatsApp 902-223-8003, you reach him directly — not a call centre, not an assistant filtering messages. Most calls during business hours are answered live. If he's on another call or with a client, you'll get a callback the same day, usually within an hour or two.
Email and form submissions get a reply within one business day, often the same day. For anything time-sensitive — a closing date moving up, a conditional offer clock ticking, a lender deadline — text or WhatsApp is the fastest way through. Evenings and weekends are fair game; we know mortgage decisions don't always fit a 9-to-5.
Prefer to meet face-to-face? The Bedford office is open by appointment so you get focused time without a waiting room. Out of town in NB or PEI? We handle the full file by phone, email, and secure e-signature — you never have to drive to Halifax to get a mortgage done.
How Rahul responds
No call centres, no ticket queues — every message lands with Rahul directly. Here's what to expect when you reach out:
- WhatsApp & text: usually answered within a few minutes during business hours (Mon–Fri 8am–8pm, weekends 10am–6pm). Fastest channel for anything time-sensitive.
- Phone calls: answered live whenever possible. If you reach voicemail, expect a callback the same day — typically within an hour or two.
- Email & contact form: replied to within a few hours on weekdays, and always within one business day. After-hours messages get a response first thing the next morning.
- Calendly bookings: calls are held at the time you choose — no rescheduling games, no last-minute reassignments to a junior.
All consultations are free. Whether you book a 15-minute call, exchange a dozen texts, or come in for an hour-long meeting at the Bedford office, there is no fee and no obligation. Standard A- and B-lender mortgages are paid for by the lender when the mortgage funds — never by you.
Where we work
Rahul is licensed in Nova Scotia and New Brunswick and arranges mortgages across all three Maritime provinces — Nova Scotia, New Brunswick, Prince Edward Island, and Alberta. That covers Halifax, Dartmouth, Bedford, Sackville, Truro, Sydney, Bridgewater, Kentville and the rest of NS; Moncton, Dieppe, Riverview, Fredericton, Saint John, Quispamsis, Rothesay, Miramichi and the rest of NB; and Charlottetown, Summerside, Stratford, Cornwall and the rest of PEI. The office is in Bedford, but the vast majority of our files close entirely by phone, email, and secure e-signature — you never have to be in Halifax to work with us.
What to have ready
You don't need any of this to book a first call — but having it handy speeds up the second conversation:
- A rough budget or price range — what you're buying, refinancing, or renewing, and the ballpark number.
- Income basics — employed (T4 / pay stub), self-employed (last 2 years T1s and NOAs), or commission / contract.
- Down payment source — savings, RRSP, gift from family, sale of current home, or HELOC.
- Timeline — when you want to close, or when your current term is up for renewal.
- Anything unusual — bruised credit, CRA arrears, recent job change, divorce, new-to-Canada status. The earlier we know, the more lender options stay open.