Local Mortgage Broker
Mortgage broker in Burnaby, British Columbia
Helping Burnaby buyers, refinancers, and renewers across British Columbia. Free service. Same-day pre-approvals. Speaks English, Hindi, Punjabi.
★★★★★ 250+ five-star reviews · NS Broker #2025-3000996 · NB License #260008857 · AB RECA #LIC-00668583 · BC Broker #MB612306 · 50+ lenders · Free service
Licensed in British Columbia — BC Broker #MB612306 (BCFSA). Also licensed in NS, NB & AB.
What to expect buying in Burnaby in 2026
Burnaby sits at the geographic centre of Metro Vancouver with a population of about 250,000 and the highest concentration of SkyTrain-served high-rise development outside downtown Vancouver. The market splits sharply between Brentwood / Lougheed / Metrotown condo towers and detached pockets in South Slope, Burnaby Heights, and Capitol Hill.
Most Burnaby files we close are first-time condo buyers (often newcomers or PRs), SFU and BCIT staff move-up purchases, and refinances on older detached homes for renovation capital. Many clients stack the BC Property Transfer Tax FTHB exemption with the federal FHSA and RRSP HBP — we run the full math before you write an offer.
Rahul is fully BC-licensed (Broker #MB612306, BCFSA). All Burnaby files are handled remotely — secure document upload, e-signed commitments, evenings and Saturdays available in Pacific time.
Services we offer in Burnaby
First-time home buyers
Down payments, the FHSA, HBP, and getting your offer accepted.
Learn moreSelf-employed mortgages
T1 doesn't tell the whole story. We find lenders who get it.
Learn moreNew to Canada mortgages
PR, work permit, foreign income. Service in English, Hindi, Punjabi.
Learn moreBad credit & complex files
B-lenders, private lenders, and credit rebuild paths.
Learn moreRefinance
Pull equity, consolidate debt, fund a renovation.
Learn moreRenewal
Don't auto-renew. We shop your renewal 4 months out.
Learn moreLocal context that matters
Burnaby neighbourhoods we serve
- Brentwood
- Metrotown
- Lougheed
- Burquitlam
- South Slope
- Burnaby Heights
- Capitol Hill
- Edmonds
- Full remote service for all of Burnaby — no office visit required.
- We work with newcomer and PR/work-permit files regularly, including foreign-income underwriting.
- Tower presale and assignment files welcomed — we structure deposit + final-mortgage timing carefully.
- Service in Persian, Hindi, Punjabi, Gujarati, Vietnamese, Indonesian, Arabic, and English.
What Burnaby clients say
“Bought a Brentwood presale two years ago and the lender we'd pre-qualified with backed off at completion. Rahul placed it with a new lender in time for our deadline — saved the deposit.”
“We're on work permits and the big banks kept asking the same questions over and over. Rahul knew exactly which lenders work with our status and got us approved in days.”
Why Burnaby homeowners choose Rahul
- Licensed in BC (Broker #MB612306, BCFSA) — fully credentialed for Burnaby mortgages.
- Presale and assignment files welcomed — we manage deposit timing and rate-hold renewals.
- Free, lender-paid service across 50+ lenders, including newcomer and work-permit specialists.
- Multilingual service for Burnaby's diverse buyer pool.
FAQ
Can you handle a Burnaby presale completion?
Yes, including assignments. Presales need careful management of the rate hold, builder timeline, and lender appetite at completion. We've placed plenty of Brentwood, Metrotown, and Lougheed presale files — start the conversation 6-9 months before completion ideally.
Do you work with newcomers and work-permit holders?
Yes — that's a big chunk of our Metro Vancouver book. We know which lenders treat PR applicants, work-permit holders, and newly-arrived PRs properly. Bring your status documents and credit history (Canadian or international) and we'll map the options.
How does the BC PTT first-time buyer exemption work in Burnaby?
Full PTT exemption up to $835,000, partial relief to $860,000. That ceiling covers many Burnaby condos. Use our mortgage payment calculator to confirm your monthly payment fits before you write an offer.
What can extra payments save on a Burnaby mortgage?
On a $700K+ Burnaby mortgage, even a 5% annual payment increase can save tens of thousands in interest and years off your amortization. Try it yourself in our prepayment savings calculator.